Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 76 Blk 148)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 76 Blk 148. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

The minimum bid price is set at ₱1,137,700 (roughly ₱29,551 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱18,969 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,639. Paying part of the price in cash or making a bigger down payment lowers the income you need. The handling office is Pag-IBIG's Bacolod Branch.