Foreclosed Rowhouse End Unit for Sale in Lumina Bacolod, Bacolod City, Negros Occidental (Lot 51 Blk 5)

This end-unit rowhouse with a firewall is a Pag-IBIG Fund foreclosed property in Lumina Bacolod, Barangay Vista Alegre, Bacolod City, Negros Occidental, offered through negotiated sale. It sits at Lot 51 Blk 5. The rowhouse has 22 sqm of floor area and stands on a 49-sqm lot.

At ₱687,500, the minimum selling price works out to about ₱31,250 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

According to Pag-IBIG's record, the rowhouse is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this rowhouse is ₱11,463, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱4,012 a month. Pag-IBIG's Bacolod Branch handles the sale.