Foreclosed Townhouse for Sale in Deca Homes, Bacolod City, Negros Occidental (Lot 144 Blk 129)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 144 Blk 129. It has 38.5 sqm of floor area on a lot of 35 sqm.

At ₱1,159,100, the minimum selling price works out to about ₱30,106 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The record marks the townhouse as occupied; any occupants are for the buyer to deal with. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

The required gross monthly income for this townhouse is ₱19,326, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,764 a month. Pag-IBIG's Bacolod Branch is the handling office.