Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 22 Blk 127)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 1st public auction. The listing is for Lot 22 Blk 127. The record shows a floor area of 38.5 sqm on a 35-sqm lot.

The minimum bid price is set at ₱1,171,300 (roughly ₱30,423 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱19,530, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,835 a month. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's Bacolod Branch.