Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 49 Blk 95)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 1st public auction. It sits at Lot 49 Blk 95. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

At ₱1,171,300, the minimum bid price works out to about ₱30,423 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 3, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,530, according to Pag-IBIG, because the amortization of about ₱6,835 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.