Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 116 Blk 79)

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 1st public auction. The record places it at Lot 116 Blk 79. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum bid price is ₱1,171,300, about ₱30,423 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱19,530 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,835. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's Bacolod Branch handles the sale.