Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 32 Blk 96)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 1st public auction. It sits at Lot 32 Blk 96. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

At ₱1,171,300, the minimum bid price works out to about ₱30,423 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 26, 2026 at 9:00 AM.

It is listed as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱19,530 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,835. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Bacolod Branch is the handling office.