Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 14 Blk 97)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 2nd public auction. The listing is for Lot 14 Blk 97. The record shows a floor area of 38.5 sqm on a 35-sqm lot.

The minimum bid price is ₱1,054,170, about ₱27,381 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 28, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱17,577 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,152. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's Bacolod Branch is the handling office.