Foreclosed Townhouse End Unit in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 16 Blk 141)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed end-unit townhouse with a firewall in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 16 Blk 141. It has 38.5 sqm of floor area on a lot of 85 sqm.

The minimum bid price is ₱1,292,850, about ₱33,581 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 4, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱21,556, according to Pag-IBIG, because the amortization of about ₱7,545 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.