
₱449,870
Rowhouse in Lumina Homes
Bacolod City, Negros Occidental
22 sqm floor36 sqm lot
Offers open Oct 26
Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202407170010

Offers open in 4 days: Oct 26, 2026, 12:00 AM PHT.
Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed rowhouse in Glendale Homes Subdivision, Barangay Granada, Bacolod City, Negros Occidental. It sits at Lot 9 Blk 74. The rowhouse has 32.4 sqm of floor area and stands on a 50-sqm lot.
At ₱428,580, the minimum bid price works out to about ₱13,228 per sqm of floor area. The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 4, 2026 at 9:00 AM.
The record marks the rowhouse as occupied; any occupants are for the buyer to deal with. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.
The required gross monthly income for this rowhouse is ₱7,146, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,501 a month. Pag-IBIG's Bacolod Branch handles the sale.
| Minimum price | ₱428,580 |
|---|---|
| Sale type | 2nd Public Auction |
| Pag-IBIG discount | Up to 30% offDepends on your mode of payment. |
| Price per sqm (floor area) | ₱13,228 |
| Property type | Row House |
| Floor area | 32.4 sqm |
| Lot area | 50 sqm |
| TCT / CCT no. | 092-2010000431 |
| Occupancy | Occupied |
| Pag-IBIG remarks | OCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱7,146 |
| Offer period | Oct 26, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT |
| Bid opening | Nov 4, 2026, 9:00 AM PHT |
| Appraisal date | Feb 9, 2026 |
| Last inspected | May 15, 2025 |
| Batch no. | OPA1520112 |
| ROPA ID | 859202407170010 |
| Sold through | 2nd Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 9 Blk. 74 Glendale Homes Subdivision Granada, Bacolod City, Negros Occidental, 6100
Search the area in Google MapsBacolod Branch
Properties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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