Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 8 Blk 88)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 8 Blk 88. It has 38.5 sqm of floor area on a lot of 35 sqm.

At ₱1,054,170, the minimum bid price works out to about ₱27,381 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱17,577 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,152. Pag-IBIG's Bacolod Branch is the handling office.