Foreclosed Townhouse End Unit in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 8 Blk 138)

This end-unit townhouse with a firewall is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 2nd public auction. It sits at Lot 8 Blk 138. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

The minimum bid price is set at ₱1,081,350 (roughly ₱28,087 per sqm of floor area). It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The offer period was set for Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,030, according to Pag-IBIG, because the amortization of about ₱6,310 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.