
₱428,580
Rowhouse in Glendale Homes Subdivision
Bacolod City, Negros Occidental
32.4 sqm floor50 sqm lot
Offers open Oct 26
Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202606170020

Offers open in 4 days: Oct 26, 2026, 12:00 AM PHT.
This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 2nd public auction. The record places it at Lot 10 Blk 95. It has 38.5 sqm of floor area on a lot of 35 sqm.
The minimum bid price is set at ₱1,054,170 (roughly ₱27,381 per sqm of floor area). The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 4, 2026 at 9:00 AM.
According to Pag-IBIG's record, the townhouse is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.
Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱17,577, according to Pag-IBIG, because the amortization of about ₱6,152 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.
| Minimum price | ₱1,054,170 |
|---|---|
| Sale type | 2nd Public Auction |
| Pag-IBIG discount | Up to 30% offDepends on your mode of payment. |
| Price per sqm (floor area) | ₱27,381 |
| Property type | Town House |
| Floor area | 38.5 sqm |
| Lot area | 35 sqm |
| TCT / CCT no. | 092-2018014305 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱17,577 |
| Offer period | Oct 26, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT |
| Bid opening | Nov 4, 2026, 9:00 AM PHT |
| Appraisal date | Mar 6, 2026 |
| Last inspected | Jul 8, 2026 |
| Batch no. | OPA1520112 |
| ROPA ID | 859202606170020 |
| Sold through | 2nd Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 10 Blk. 95 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Search the area in Google MapsBacolod Branch
Properties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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₱1,054,170
Bacolod City, Negros Occidental
38.5 sqm floor35 sqm lot
Offers open Oct 26

₱1,054,170
Bacolod City, Negros Occidental
38.5 sqm floor35 sqm lot
Offers open Oct 26