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Negotiated SaleUp to 45% off

Foreclosed Townhouse End Unit in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 10 Blk 110)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202605200008

Townhouse End Unit in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

This foreclosed end-unit townhouse with a firewall is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The listing is for Lot 10 Blk 110. The record shows a floor area of 38.5 sqm on a 71-sqm lot.

The minimum selling price is set at ₱1,370,700 (roughly ₱35,603 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱22,854 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,999. Pag-IBIG's Bacolod Branch is the handling office.

Key facts

Minimum price₱1,370,700
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱35,603
Property typeTownhouse - End with Firewall
Floor area38.5 sqm
Lot area71 sqm
TCT / CCT no.092-2018014814
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱22,854
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateFeb 7, 2026
Last inspectedJun 11, 2026
Batch no.15331
ROPA ID859202605200008
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱1,370,700, click View More Details and check the ROPA ID:859202605200008Its title number is TCT/CCT 092-2018014814.

Location

Lot 10 Blk. 110 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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