Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 88 Blk 148)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 88 Blk 148. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum selling price is ₱1,137,700, about ₱29,551 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱18,969 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,639. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Bacolod Branch handles the sale.