Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 11 Blk 129)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 11 Blk 129. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

At ₱1,003,680, the minimum bid price works out to about ₱26,070 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 21, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱16,735, according to Pag-IBIG, because the amortization of about ₱5,857 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.