Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 81 Blk 134)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 81 Blk 134. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum selling price is set at ₱1,104,200 (roughly ₱28,681 per sqm of floor area). Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱18,411 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,444. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's Bacolod Branch is the handling office.