Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 22 Blk 113)

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 22 Blk 113. It has 38.5 sqm of floor area on a lot of 35 sqm.

At ₱1,137,700, the minimum selling price works out to about ₱29,551 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,969, according to Pag-IBIG, because the amortization of about ₱6,639 a month may not exceed 35% of income.