Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 11 Blk 120)

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 11 Blk 120. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum selling price is set at ₱1,113,200 (roughly ₱28,914 per sqm of floor area). The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱18,561, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,496 a month. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Bacolod Branch handles the sale.