Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 9 Blk 126)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 2nd public auction. The record places it at Lot 9 Blk 126. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum bid price is ₱1,032,120, about ₱26,808 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 4, 2026 at 9:00 AM.

The record marks the townhouse "occupied/closed", so plan for the possibility of occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this townhouse is ₱17,209, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,023 a month. The handling office is Pag-IBIG's Bacolod Branch.