Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 96 Blk 121)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 96 Blk 121. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum selling price is ₱1,180,600, about ₱30,665 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the townhouse "occupied/closed", so plan for the possibility of occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,685, according to Pag-IBIG, because the amortization of about ₱6,890 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.