Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 156 Blk 130)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 2nd public auction. It sits at Lot 156 Blk 130. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

At ₱1,054,170, the minimum bid price works out to about ₱27,381 per sqm of floor area. The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 4, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this townhouse is ₱17,577, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,152 a month. The handling office is Pag-IBIG's Bacolod Branch.