Foreclosed Rowhouse for Sale in Lumina Bacolod, Bacolod City, Negros Occidental (Lot 18 Blk 7)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Bacolod, Barangay Vista Alegre, Bacolod City, Negros Occidental. It sits at Lot 18 Blk 7. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

At ₱423,250, the minimum bid price works out to about ₱19,239 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

The required gross monthly income for this rowhouse is ₱7,057, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,470 a month. Paying part of the price in cash or making a bigger down payment lowers the income you need. The handling office is Pag-IBIG's Bacolod Branch.