Foreclosed Rowhouse for Sale in Lumina Bacolod, Bacolod City, Negros Occidental (Lot 43 Blk 9)

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Bacolod, Barangay Vista Alegre, Bacolod City, Negros Occidental, offered through the 1st public auction. The record places it at Lot 43 Blk 9. It has 22 sqm of floor area on a lot of 36 sqm.

The minimum bid price is ₱599,800, about ₱27,264 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

The record marks the rowhouse as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱10,001 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,500. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's Bacolod Branch.