Foreclosed Rowhouse for Sale in Lumina Bacolod, Bacolod City, Negros Occidental (Lot 71 Blk 14)

This foreclosed rowhouse is in Lumina Bacolod, Barangay Vista Alegre, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 1st public auction. The record places it at Lot 71 Blk 14. It has 22 sqm of floor area on a lot of 36 sqm.

At ₱599,800, the minimum bid price works out to about ₱27,264 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

The record marks the rowhouse as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱10,001, according to Pag-IBIG, because the amortization of about ₱3,500 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.