Foreclosed Rowhouse for Sale in Lumina Bacolod, Bacolod City, Negros Occidental (Lot 103 Blk 10)

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Bacolod, Barangay Vista Alegre, Bacolod City, Negros Occidental, offered through negotiated sale. It sits at Lot 103 Blk 10. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum selling price is set at ₱446,996 (roughly ₱20,318 per sqm of floor area). Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

The record marks the rowhouse as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱7,453, according to Pag-IBIG, because the amortization of about ₱2,609 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.