Foreclosed Lot for Sale in Villa Generosa Subdivision, Capas, Tarlac (Lot 8 Blk 38)

This foreclosed lot is in Villa Generosa Subdivision, Barangay Estrada, Capas, Tarlac, and Pag-IBIG Fund is offering it through the 1st public auction. The listing is for Lot 8 Blk 38. It covers 48 sqm of land.

At ₱388,800, the minimum bid price works out to about ₱8,100 per sqm of lot area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The offer period was set for Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 22, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,483, according to Pag-IBIG, because the amortization of about ₱2,269 a month may not exceed 35% of income. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's San Fernando Hub handles the sale.