
₱731,610
Single Attached House and Lot in Bay Garden Homes
Bay, Laguna
41.06 sqm floor72 sqm lot
Offers until Oct 23
Pag-IBIG Fund acquired asset in Bay, Laguna. ROPA ID 801519092400286

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.
This foreclosed lot is in Lakeshore Subdivision, Barangay Santo Domingo, Bay, Laguna, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 22 Blk 02. Its lot area is 110 sqm.
The minimum selling price is ₱660,000, about ₱6,000 per sqm of lot area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.
According to Pag-IBIG's record, the lot is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for any unpaid association dues.
Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱11,005, according to Pag-IBIG, because the amortization of about ₱3,852 a month may not exceed 35% of income. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's NCR Housing Hub.
| Minimum price | ₱660,000 |
|---|---|
| Sale type | Negotiated Sale |
| Pag-IBIG discount | Up to 45% offDepends on your mode of payment and mode of sale. |
| Price per sqm (lot area) | ₱6,000 |
| Property type | Lot Only |
| Lot area | 110 sqm |
| TCT / CCT no. | T-239936 |
| Occupancy | Unoccupied-Lot |
| Pag-IBIG remarks | UNOCCUPIED-LOT - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱11,005 |
| Offer period | Oct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT |
| Opening of offers | Oct 21, 2026, 9:00 AM PHT |
| Appraisal date | May 17, 2025 |
| Last inspected | Mar 6, 2021 |
| Batch no. | 15328 |
| ROPA ID | 801519092400286 |
| Sold through | Negotiated Sale, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 22 Blk. 02 Lakeshore Subdivision Santo Domingo, Bay, Laguna, 4033
Search the area in Google MapsProperties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

₱731,610
Bay, Laguna
41.06 sqm floor72 sqm lot
Offers until Oct 23

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