1st Public Auction
₱1,448,700
Single Attached House and Lot in Bay Garden Homes
Bay, Laguna
41.06 sqm floor144 sqm lot
Offer period ended Oct 16
2nd Public AuctionUp to 30% off
Foreclosed Single Attached House and Lot for Sale in Bay Garden Homes, Bay, Laguna (Lot 31 Blk 10)
Pag-IBIG Fund acquired asset in Bay, Laguna. ROPA ID 847202308290003
About this property
Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Bay Garden Homes, Barangay Santo Domingo, Bay, Laguna. It sits at Lot 31 Blk 10. The house has 41.06 sqm of floor area and stands on a 72-sqm lot.
The minimum bid price is ₱731,610, about ₱17,818 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 28, 2026 at 9:00 AM.
The record marks the house as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.
Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱12,199, according to Pag-IBIG, because the amortization of about ₱4,269 a month may not exceed 35% of income. Pag-IBIG's Calamba Housing Business Center handles the sale.
Key facts
| Minimum price | ₱731,610 |
|---|---|
| Sale type | 2nd Public Auction |
| Pag-IBIG discount | Up to 30% offDepends on your mode of payment. |
| Price per sqm (floor area) | ₱17,818 |
| Property type | Single Attached |
| Floor area | 41.06 sqm |
| Lot area | 72 sqm |
| TCT / CCT no. | 060-2023005999 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱12,199 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 28, 2026, 9:00 AM PHT |
| Appraisal date | Sep 10, 2026 |
| Last inspected | Apr 4, 2024 |
| Batch no. | OPA1520111 |
| ROPA ID | 847202308290003 |
| Sold through | 2nd Public Auction, Pag-IBIG Fund |
Find this property on Pag-IBIG's Property Finder
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
- Open Pag-IBIG's Online Public Auction Property Finder.
- Region: choose REGION 4-A (CALABARZON)
- Province: choose LAGUNA
- City / Municipality: choose BAY, then press Search.
- Open the 2nd Public Auction tab.
- Find the card headed BAY GARDEN HOMES priced ₱731,610, click View More Details and check the ROPA ID:847202308290003Its title number is TCT/CCT 060-2023005999.
Location
Lot 31 Blk. 10 Bay Garden Homes Santo Domingo, Bay, Laguna, 4033
Search the area in Google MapsPag-IBIG contact
Calamba Housing Business Center
- (02) 8422-3000 local 6403 or 6410
How 2nd Public Auction works
Properties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.
Be first to know about new Pag-IBIG properties in CALABARZON
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.
- Pick all regions or only the ones you care about.
- One digest the morning new properties appear on the Pag-IBIG portal.
- Free. Confirm once, unsubscribe in one click.
