Foreclosed Single Attached House and Lot for Sale in Bay Garden Homes, Bay, Laguna (Lots 21 & 22 Blk 5)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Bay Garden Homes, Barangay Santo Domingo, Bay, Laguna. The sale covers Lots 21 and 22 Blk 5 under one price. For both together, the record gives 41.06 sqm of floor area on 144 sqm of land.

The minimum bid price is set at ₱1,448,700 (roughly ₱35,283 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 22, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. Pag-IBIG's remarks describe it as a "problematic property"; ask Pag-IBIG's Calamba Housing Business Center what the problem is before you make an offer. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱24,155 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱8,454.