Foreclosed Duplex House and Lot in Imperial Ridgeview Subdivision, San Fernando, Camarines Sur (Lot 15 Blk 4)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house and lot in Imperial Ridgeview Subdivision, Barangay Pamukid, San Fernando, Camarines Sur. The listing is for Lot 15 Blk 4. The record shows a floor area of 24.75 sqm on a 60-sqm lot.

At ₱546,000, the minimum selling price works out to about ₱22,061 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱9,104, according to Pag-IBIG, because the amortization of about ₱3,186 a month may not exceed 35% of income.