Foreclosed Duplex House and Lot in Imperial Ridgeview Subdivision, San Fernando, Camarines Sur (Lot 21 Blk 11)

This duplex house and lot is a Pag-IBIG Fund foreclosed property in Imperial Ridgeview Subdivision, Barangay Pamukid, San Fernando, Camarines Sur, offered through negotiated sale. The house has 24.75 sqm of floor area and stands on a 60-sqm lot.

The minimum selling price is set at ₱493,000 (roughly ₱19,919 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱8,220, according to Pag-IBIG, because the amortization of about ₱2,877 a month may not exceed 35% of income.