Foreclosed Duplex House and Lot in Imperial Ridgeview Subdivision, San Fernando, Camarines Sur (Lot 13 Blk 5)

This foreclosed duplex house with eaves is in Imperial Ridgeview Subdivision, Barangay Pamukid, San Fernando, Camarines Sur, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 13 Blk 5. The house has 25.47 sqm of floor area and stands on a 76-sqm lot.

The minimum selling price is ₱456,900, about ₱17,939 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

The required gross monthly income for this house is ₱7,618, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,666 a month.