Foreclosed Townhouse for Sale in Lumina Classic I, Santo Tomas, Batangas (Lot 9 Blk 3)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Lumina Classic I, Barangay San Vicente, Santo Tomas, Batangas. The listing is for Lot 9 Blk 3. The record shows a floor area of 34.88 sqm on a 36-sqm lot.

At ₱944,900, the minimum selling price works out to about ₱27,090 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The townhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱15,755, according to Pag-IBIG, because the amortization of about ₱5,514 a month may not exceed 35% of income.