
₱1,502,000
Townhouse in Deca Homes - Mactan 5
Lapu-Lapu City, Cebu
51 sqm floor52 sqm lot
Offers open Oct 24
Pag-IBIG Fund acquired asset in Lapu-Lapu City, Cebu. ROPA ID 864202507100002

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
This end-unit townhouse with a firewall is a Pag-IBIG Fund foreclosed property in Deca Homes Mactan 5, Barangay Basak, Lapu-Lapu City, Cebu, offered through the 1st public auction. The listing is for Lot 1 Blk 6. The record shows a floor area of 51 sqm on a 70-sqm lot.
The minimum bid price is set at ₱1,623,100 (roughly ₱31,825 per sqm of floor area). Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 26, 2026 at 9:00 AM.
Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.
The required gross monthly income for this townhouse is ₱27,063, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱9,472 a month. Pag-IBIG's Cebu Housing Hub handles the sale.
| Minimum price | ₱1,623,100 |
|---|---|
| Sale type | 1st Public Auction |
| Pag-IBIG discount | No discount in the 1st public auction |
| Price per sqm (floor area) | ₱31,825 |
| Property type | Townhouse - End with Firewall |
| Floor area | 51 sqm |
| Lot area | 70 sqm |
| TCT / CCT no. | 110-2022003332 |
| Occupancy | Occupied/Closed |
| Pag-IBIG remarks | OCCUPIED/CLOSED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱27,063 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 26, 2026, 9:00 AM PHT |
| Appraisal date | Oct 1, 2026 |
| Last inspected | Aug 28, 2025 |
| Batch no. | OPA1510116 |
| ROPA ID | 864202507100002 |
| Sold through | 1st Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 1 Blk. 6 Deca Homes Mactan 5 Basak, Lapu-Lapu City (Opon), Cebu, 6015
Search the area in Google MapsCebu Housing Hub
Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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