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1st Public Auction

Foreclosed Townhouse End Unit for Sale in Deca Homes Mactan 5, Lapu-Lapu City, Cebu (Lot 1 Blk 6)

Pag-IBIG Fund acquired asset in Lapu-Lapu City, Cebu. ROPA ID 864202507100002

Townhouse End Unit in Deca Homes Mactan 5, Lapu-Lapu City, Cebu — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

This end-unit townhouse with a firewall is a Pag-IBIG Fund foreclosed property in Deca Homes Mactan 5, Barangay Basak, Lapu-Lapu City, Cebu, offered through the 1st public auction. The listing is for Lot 1 Blk 6. The record shows a floor area of 51 sqm on a 70-sqm lot.

The minimum bid price is set at ₱1,623,100 (roughly ₱31,825 per sqm of floor area). Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 26, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

The required gross monthly income for this townhouse is ₱27,063, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱9,472 a month. Pag-IBIG's Cebu Housing Hub handles the sale.

Key facts

Minimum price₱1,623,100
Sale type1st Public Auction
Pag-IBIG discountNo discount in the 1st public auction
Price per sqm (floor area)₱31,825
Property typeTownhouse - End with Firewall
Floor area51 sqm
Lot area70 sqm
TCT / CCT no.110-2022003332
OccupancyOccupied/Closed
Pag-IBIG remarksOCCUPIED/CLOSED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱27,063
Offer periodOct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Bid openingOct 26, 2026, 9:00 AM PHT
Appraisal dateOct 1, 2026
Last inspectedAug 28, 2025
Batch no.OPA1510116
ROPA ID864202507100002
Sold through1st Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 7 (CENTRAL VISAYAS)
  3. Province: choose CEBU
  4. City / Municipality: choose LAPU-LAPU CITY (OPON), then press Search.
  5. Open the 1st Public Auction tab.
  6. Find the card headed DECA HOMES MACTAN 5 priced ₱1,623,100, click View More Details and check the ROPA ID:864202507100002Its title number is TCT/CCT 110-2022003332.

Location

Lot 1 Blk. 6 Deca Homes Mactan 5 Basak, Lapu-Lapu City (Opon), Cebu, 6015

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Pag-IBIG contact

Cebu Housing Hub

  • 0969-510-1809, 0961-631-0215

How 1st Public Auction works

Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.

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