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Negotiated SaleUp to 45% off

Foreclosed Townhouse for Sale in Deca Homes - Mactan 5, Lapu-Lapu City, Cebu (Lot 33 Blk 22)

Pag-IBIG Fund acquired asset in Lapu-Lapu City, Cebu. ROPA ID 864202505290011

Townhouse in Deca Homes - Mactan 5, Lapu-Lapu City, Cebu — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes - Mactan 5, Barangay Basak, Lapu-Lapu City, Cebu, offered through negotiated sale. The listing is for Lot 33 Blk 22. The record shows a floor area of 51 sqm on a 52-sqm lot.

At ₱1,502,000, the minimum selling price works out to about ₱29,451 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱25,044 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱8,765. Pag-IBIG's Cebu Housing Hub handles the sale.

Key facts

Minimum price₱1,502,000
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,451
Property typeTown House
Floor area51 sqm
Lot area52 sqm
TCT / CCT no.110-2023001175
OccupancyOccupied/Closed
Pag-IBIG remarksOCCUPIED/CLOSED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱25,044
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateAug 6, 2026
Last inspectedJun 10, 2025
Batch no.15331
ROPA ID864202505290011
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 7 (CENTRAL VISAYAS)
  3. Province: choose CEBU
  4. City / Municipality: choose LAPU-LAPU CITY (OPON), then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES - MACTAN 5 priced ₱1,502,000, click View More Details and check the ROPA ID:864202505290011Its title number is TCT/CCT 110-2023001175.

Location

Lot 33 Blk. 22 Deca Homes - Mactan 5 Basak, Lapu-Lapu City (Opon), Cebu, 6015

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Pag-IBIG contact

Cebu Housing Hub

  • 0969-510-1809, 0961-631-0215

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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