Foreclosed Townhouse for Sale in Deca Homes Langon Vista, Naga City, Camarines Sur (Lot 43 Blk 25)

This foreclosed townhouse is in Deca Homes Langon Vista, Barangay Cararayan, Naga City, Camarines Sur, and Pag-IBIG Fund is offering it through the 1st public auction. The listing is for Lot 43 Blk 25. The record shows a floor area of 38.5 sqm on a 35-sqm lot.

The minimum bid price is ₱755,680, about ₱19,628 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 26, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱12,600 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,410. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's Naga Housing Business Center handles the sale.