Foreclosed Townhouse for Sale in Celina Plains Subdivision, Santa Rosa, Laguna (Lot 36 Blk 14)

This townhouse is a Pag-IBIG Fund foreclosed property in Celina Plains Subdivision, Barangay Pook, Santa Rosa, Laguna, offered through the 2nd public auction. It has 46.6 sqm of floor area on a lot of 40 sqm.

At ₱960,570, the minimum bid price works out to about ₱20,613 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 21, 2026 at 9:00 AM.

The townhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱16,016, according to Pag-IBIG, because the amortization of about ₱5,606 a month may not exceed 35% of income.