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1st Public Auction

Foreclosed Rowhouse End Unit for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 16 Blk 13)

Pag-IBIG Fund acquired asset in Santo Tomas, Batangas. ROPA ID 849202608180018

Rowhouse End Unit in Lumina Homes, Santo Tomas, Batangas — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 6 days: Oct 26, 2026, 12:00 AM PHT.

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed end-unit rowhouse with a firewall in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas. It sits at Lot 16 Blk 13. The rowhouse has 22 sqm of floor area and stands on a 50-sqm lot.

The minimum bid price is ₱797,100, about ₱36,232 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

According to Pag-IBIG's record, the rowhouse is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this rowhouse is ₱13,290, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱4,652 a month. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's Calamba Housing Business Center.

Key facts

Minimum price₱797,100
Sale type1st Public Auction
Pag-IBIG discountNo discount in the 1st public auction
Price per sqm (floor area)₱36,232
Property typeRow House - End with Firewall
Floor area22 sqm
Lot area50 sqm
TCT / CCT no.T-168600
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱13,290
Offer periodOct 26, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Bid openingNov 3, 2026, 9:00 AM PHT
Appraisal dateJun 25, 2026
Last inspectedSep 17, 2026
Batch no.OPA1510117
ROPA ID849202608180018
Sold through1st Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose BATANGAS
  4. City / Municipality: choose CITY OF STO. TOMAS, then press Search.
  5. Open the 1st Public Auction tab.
  6. Find the card headed LUMINA HOMES priced ₱797,100, click View More Details and check the ROPA ID:849202608180018Its title number is TCT/CCT T-168600.

Location

Lot 16 Blk. 13 Phase 2 Lumina Homes San Vicente, City of Sto. Tomas, Batangas, 4234

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How 1st Public Auction works

Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.

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