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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 11 Blk 60)

Pag-IBIG Fund acquired asset in Santo Tomas, Batangas. ROPA ID 849202510300007

Rowhouse in Lumina Homes, Santo Tomas, Batangas — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas. The record places it at Lot 11 Blk 60. It has 22 sqm of floor area on a lot of 36 sqm.

At ₱642,400, the minimum selling price works out to about ₱29,200 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The record marks the rowhouse as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱10,711, according to Pag-IBIG, because the amortization of about ₱3,749 a month may not exceed 35% of income. The handling office is Pag-IBIG's Calamba Housing Business Center.

Key facts

Minimum price₱642,400
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,200
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.T-172208
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱10,711
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateSep 16, 2026
Last inspectedNov 18, 2025
Batch no.15331
ROPA ID849202510300007
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose BATANGAS
  4. City / Municipality: choose CITY OF STO. TOMAS, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA HOMES priced ₱642,400, click View More Details and check the ROPA ID:849202510300007Its title number is TCT/CCT T-172208.

Location

Lot 11 Blk. 60 Phase 2 Lumina Homes San Vicente, City of Sto. Tomas, Batangas, 4234

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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