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1st Public Auction

Foreclosed Rowhouse for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 14 Blk 13)

Pag-IBIG Fund acquired asset in Santo Tomas, Batangas. ROPA ID 849202509300011

Rowhouse in Lumina Homes, Santo Tomas, Batangas — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 6 days: Oct 26, 2026, 12:00 AM PHT.

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas, offered through the 1st public auction. The record places it at Lot 14 Blk 13. It has 22 sqm of floor area on a lot of 36 sqm.

At ₱623,300, the minimum bid price works out to about ₱28,332 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱10,393 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,637. The handling office is Pag-IBIG's Calamba Housing Business Center.

Key facts

Minimum price₱623,300
Sale type1st Public Auction
Pag-IBIG discountNo discount in the 1st public auction
Price per sqm (floor area)₱28,332
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.T-166549
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱10,393
Offer periodOct 26, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Bid openingNov 3, 2026, 9:00 AM PHT
Appraisal dateSep 8, 2026
Last inspectedOct 18, 2025
Batch no.OPA1510117
ROPA ID849202509300011
Sold through1st Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose BATANGAS
  4. City / Municipality: choose CITY OF STO. TOMAS, then press Search.
  5. Open the 1st Public Auction tab.
  6. Find the card headed LUMINA HOMES priced ₱623,300, click View More Details and check the ROPA ID:849202509300011Its title number is TCT/CCT T-166549.

Location

Lot 14 Blk. 13 Phase 1 Lumina Homes San Vicente, City of Sto. Tomas, Batangas, 4234

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How 1st Public Auction works

Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.

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