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Negotiated SaleUp to 45% off

Foreclosed Rowhouse End Unit for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 16 Blk 12)

Pag-IBIG Fund acquired asset in Santo Tomas, Batangas. ROPA ID 849202405290061

Rowhouse End Unit in Lumina Homes, Santo Tomas, Batangas — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed end-unit rowhouse with a firewall in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas. It sits at Lot 16 Blk 12. The rowhouse has 22 sqm of floor area and stands on a 45-sqm lot.

The minimum selling price is set at ₱952,900 (roughly ₱43,314 per sqm of floor area). Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱15,888 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱5,561. Pag-IBIG's Calamba Housing Business Center is the handling office.

Key facts

Minimum price₱952,900
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱43,314
Property typeRow House - End with Firewall
Floor area22 sqm
Lot area45 sqm
TCT / CCT no.T-166535
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱15,888
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateFeb 15, 2025
Last inspectedJun 11, 2024
Batch no.15328
ROPA ID849202405290061
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose BATANGAS
  4. City / Municipality: choose CITY OF STO. TOMAS, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA HOMES priced ₱952,900, click View More Details and check the ROPA ID:849202405290061Its title number is TCT/CCT T-166535.

Location

Lot 16 Blk. 12 Phase 1 Lumina Homes San Vicente, City of Sto. Tomas, Batangas, 4234

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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