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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 11 Blk 54)

Pag-IBIG Fund acquired asset in Santo Tomas, Batangas. ROPA ID 849202312300195

Rowhouse in Lumina Homes, Santo Tomas, Batangas — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas. It sits at Lot 11 Blk 54. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum selling price is ₱649,300, about ₱29,514 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱10,826 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,789. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Calamba Housing Business Center is the handling office.

Key facts

Minimum price₱649,300
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,514
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.T-171549
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱10,826
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateFeb 14, 2025
Last inspectedSep 18, 2024
Batch no.15331
ROPA ID849202312300195
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose BATANGAS
  4. City / Municipality: choose CITY OF STO. TOMAS, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA HOMES priced ₱649,300, click View More Details and check the ROPA ID:849202312300195Its title number is TCT/CCT T-171549.

Location

Lot 11 Blk. 54 Phase 2 Lumina Homes San Vicente, City of Sto. Tomas, Batangas, 4234

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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