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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 15 Blk 2)

Pag-IBIG Fund acquired asset in Santo Tomas, Batangas. ROPA ID 849202309270003

Rowhouse in Lumina Homes, Santo Tomas, Batangas — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas, offered through negotiated sale. It sits at Lot 15 Blk 2. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum selling price is ₱721,700, about ₱32,805 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Nov 3, 2026 at 9:00 AM.

The record marks the rowhouse as occupied; any occupants are for the buyer to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱12,033 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,212. The handling office is Pag-IBIG's Calamba Housing Business Center.

Key facts

Minimum price₱721,700
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱32,805
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.056-2017010974
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱12,033
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateSep 12, 2026
Last inspectedOct 14, 2023
Batch no.15331
ROPA ID849202309270003
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose BATANGAS
  4. City / Municipality: choose CITY OF STO. TOMAS, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA HOMES priced ₱721,700, click View More Details and check the ROPA ID:849202309270003Its title number is TCT/CCT 056-2017010974.

Location

Lot 15 Blk. 2 Phase 3 Lumina Homes San Vicente, City of Sto. Tomas, Batangas, 4234

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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