Foreclosed Rowhouse for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 5 Blk 21)

This foreclosed rowhouse is in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas, and Pag-IBIG Fund is offering it through the 1st public auction. The listing is for Lot 5 Blk 21. The record shows a floor area of 22 sqm on a 36-sqm lot.

The minimum bid price is ₱668,000, about ₱30,364 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 3, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱11,138, according to Pag-IBIG, because the amortization of about ₱3,898 a month may not exceed 35% of income. Pag-IBIG's Calamba Housing Business Center handles the sale.