Foreclosed Rowhouse for Sale in Lumina Homes Phase 2, Santo Tomas, Batangas (Lot 18 Blk 21)

This foreclosed rowhouse is in Lumina Homes Phase 2, Barangay San Vicente, Santo Tomas, Batangas, and Pag-IBIG Fund is offering it through the 1st public auction. It sits at Lot 18 Blk 21. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum bid price is ₱698,100, about ₱31,732 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

The required gross monthly income for this rowhouse is ₱11,640, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱4,074 a month. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's Calamba Housing Business Center handles the sale.