Foreclosed Lot for Sale in Villa Estela Subdivision, Cabuyao, Laguna (Lot 5 Blk 1)

This foreclosed lot is in Villa Estela Subdivision, Barangay Baclaran, Cabuyao, Laguna, and Pag-IBIG Fund is offering it through the 2nd public auction. The listing is for Lot 5 Blk 1. It covers 120 sqm of land.

The minimum bid price is ₱518,400, about ₱4,320 per sqm of lot area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. Offers were scheduled from Oct 19 until 11:59 PM on Oct 23, 2026 (Philippine time); the bid opening was set for Oct 28, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱8,644 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,025. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's NCR Housing Hub is the handling office.