Foreclosed Single Attached House and Lot in Villa Clementa Subdivision, Kapalong (Lot 17 Blk 9)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Villa Clementa Subdivision, Barangay Maniki, Kapalong, Davao del Norte. The record places it at Lot 17 Blk 9. It has 36 sqm of floor area on a lot of 120 sqm.

The minimum selling price is ₱555,800, about ₱15,439 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱9,267, according to Pag-IBIG, because the amortization of about ₱3,243 a month may not exceed 35% of income.