Foreclosed Single Attached House and Lot in Villa Clementa Subdivision, Kapalong (Lot 12 Blk 22)

This foreclosed single-attached house and lot is in Villa Clementa Subdivision, Barangay Maniki, Kapalong, Davao del Norte, and Pag-IBIG Fund is offering it through negotiated sale. The listing is for Lot 12 Blk 22. The record shows a floor area of 36 sqm on a 120-sqm lot.

At ₱420,800, the minimum selling price works out to about ₱11,689 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is already under HDMF, Pag-IBIG Fund's legal name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱7,016, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,456 a month.