Foreclosed Single Detached House and Lot in Sto Tomas Country Homes, Santo Tomas (Lot 18 Blk 10)

This foreclosed single-detached house and lot is in Sto Tomas Country Homes, Barangay Tibal-Og, Santo Tomas, Davao del Norte, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 18 Blk 10. The house has 36 sqm of floor area and stands on an 81-sqm lot.

The minimum selling price is ₱431,700, about ₱11,992 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is already in the name of HDMF (Pag-IBIG Fund). Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱7,198 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,519. Pag-IBIG's Davao City Branch is the handling office.